As a millennial – and every generation after – it’s near impossible to have a straight talk about our finances.

We didn’t get much training, and we’ve been hit by one life-changing event after another.

It feels like they’re happening every day.

So what are we to do?

Amin makes a good point from the jump: start today.

Life goes on; bills must be paid, and people need shelter and food.

We weren’t born millionaires, but we can make it so that we’re comfortable with what cash flow comes in and what we can do with what we’re given.

Aaminah Amin’s book, It’s Not Common Cent$: A 30-Day Personal Finance Crash Course for College Students and Young Adults, teaches you how to Manage Money, Save Money Fast, Pay off Debt, and Invest in the Stock Market. It leads you through a 30-day crash course in identifying the bugaboos of financial literacy, how it applies in modern situations, and how you can make it work for you.

She doesn’t pull any punches. She starts with a rundown on terminology and then explains her approach to tackling debt and establishing a budget while cracking terrible jokes. We all have that friend who tells the corniest jokes, but we love them anyway; that’s Amin.

Knowing your (financial) enemy means that not every strategy will work. It would be best to find a way to hold yourself accountable and stick to it.

And if it doesn’t, pivot into something new (Excel joke).

Financial literacy is not a one-and-done situation. It’s a constantly fluid state of affairs. You should review it daily, weekly, or monthly; whatever works best for you.

Amin gives you a good starting point from which to begin your journey.

If you feel like financial literacy is impossible, Amin reminds you it is not. Anyone can grow and learn if they want to.